Deciding to build a home of your own is a big decision – making sure that you are up for it and knowing what to expect is crucial before you start to get into the building project! Building your own home is a great idea and a way to get a house that you want, and to be in control of the home that you finally end up with – so you can see why it is a popular option, and something that many people consider.
Here are some of the things that you need to do and think about before you start to build your own home…
Get the Mortgage – Unless you have the money sat in the bank, you will have to do what you normally would when you buy a house – and that is to get a mortgage sorted out. The type of mortgage that you will need however is different – it is a specific type that you have to obtain for building a home. Once you have this mortgage in principle you can then move onto the next step.
Look for a Plot – A plot of land is the first thing that you will need if you are intending to build a home. These can be difficult to come across, in some areas land is much more expensive also, so you may need to compromise a little on what you are looking for. For example, a brownfield site is cheaper, but it may need to have some decontamination work done so factor this in too.
Work out What you Need – Other things that will eat into your budget are the tools and labour that you need to get the build done, as well as the building materials themselves. Factor in the things that you need – from the people who you hire to help you with the build to getting equipment from somewhere like this Leicester plant hire https://harboroughhire.uk company.
Have the Plans Drawn up – Imagining your new home in your head is one thing, but you will need to get someone who knows what they are doing to design it. This is where you will need an architect. Someone who can put your vision onto paper and help to turn it into reality. This is also someone who will be able to make helpful suggestions to you about the sorts of changes that you could make or design features that you may not have considered, as well as ways to reduce building costs.
Get Planning Permission – Of course before you start building anything you will need permission to do so. You will need to apply for planning permission for your new home to your local authority. Do not attempt to do any building work before doing this as you run the risk of the application being rejected and having to pull down the building.
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